Terms & Conditions

Learn why we started Debt Company Reviews, how we review companies, and what makes our recommendations trustworthy.

Last Updated: May 6, 2025


Welcome to Debt Company Reviews. By accessing and using this website, you agree to comply with the following Terms & Conditions. Please read them carefully before using our site. If you do not agree with any of these terms, you should not use our website.


1. Acceptance of Terms

By accessing or using Debt Company Reviews ("the Website"), you agree to comply with and be bound by these Terms & Conditions. These terms govern your use of the Website and any content, services, and products offered through the Website.


2. Changes to Terms

We may update these Terms & Conditions at any time, and such changes will be effective upon posting on the Website. You are encouraged to review these terms periodically to stay informed about any changes.


3. Use of the Website

The Website is intended for personal and non-commercial use. You may not use the Website or its content for any illegal or unauthorized purpose. You agree to comply with all applicable local, state, national, and international laws.


4. User Accounts

In some cases, users may be required to create an account to access certain features or services. You are responsible for maintaining the confidentiality of your account details and for all activities that occur under your account.


5. Intellectual Property

All content on the Website, including text, graphics, logos, images, and software, is the property of Debt Company Reviews or its content suppliers and is protected by copyright and intellectual property laws. You may not use, reproduce, or distribute any content from the Website without express written permission.


6. Third-Party Links and Content

The Website may contain links to third-party websites or services. We do not endorse and are not responsible for the content, privacy policies, or practices of third-party websites. You acknowledge and agree that we are not liable for any damages or loss caused by the use of third-party websites.


7. Disclaimers

The information provided on the Website is for general informational purposes only. We do not guarantee the accuracy, completeness, or reliability of any content or services provided. Any reliance on such content is at your own risk.


8. Limitation of Liability

To the fullest extent permitted by law, Debt Company Reviews shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Website.


9. Indemnification

You agree to indemnify and hold harmless Debt Company Reviews, its affiliates, employees, and partners from any claims, damages, or expenses arising from your use of the Website or your violation of these Terms & Conditions.


10. Termination

We reserve the right to suspend or terminate your access to the Website at any time, without notice, for any reason, including but not limited to violation of these terms.


11. Governing Law

These Terms & Conditions shall be governed by and construed following the laws of the state where Debt Company Reviews is based, without regard to its conflict of law principles.



12. Contact Information

If you have any questions regarding these Terms & Conditions, please contact us at: (833) 865-2028

Frequently Asked Questions

  • What is debt relief?

    Debt relief helps reduce or restructure your unsecured debt through negotiation or repayment plans.

  • How do I qualify for debt relief?

    Most programs require $ 10 K+ in unsecured debt and evidence of financial hardship.

  • Will this affect my credit score?

    It may be in the short term, but many people rebuild stronger credit after completing a relief program.

  • Is it better to work with a company or go DIY?

    A company can handle creditor negotiations for you, saving time and stress, especially if you have large balances.

Legal & Disclosure Section

Disclosure:

This site features advertisements from debt relief providers. We may receive compensation if you click a link or complete a form. All reviews are based on a mix of editorial analysis and advertiser partnerships. DebtCompanyReviews.com is not a debt settlement provider or financial advisor.


Program Terms Disclosure:

Results vary and are not guaranteed. Not all debts are eligible for settlement. Program length and savings depend on your financial situation and enrolled debts. Fees are typically a percentage of enrolled debt and are only charged after results are achieved. Read each provider’s terms carefully.